Investor Information

• Are You Getting the Most for Your Money?
• Are Your Serving/Supervising a Profit Sharing, Pension or Family Trust?
• Are Those Investments Yielding a Maximum Earning with Safety?
• Do You Have an IRA or '401K/SEP Plan' Earning Single Digit Interest?
• Are You Uncomfortable with the Volatility of the Stock Market?

IMPROVE YOUR INVESTMENT PORTFOLIO
WITH SHORT AND LONG TERM,
HIGH YIELD TRUST DEED NOTES

Val-Chris Investments can provide you with one note, or a portfolio of notes, secured by deeds of trust on California real estate - all earning an exceptional rate of interest.

For 28 years we have been providing these well secured trust deeds - with less than 1% of the loans reverting.

These High Yield Trust Deed Notes:

• Are Short or Long Term Interest Bearing
• Have Both Adjustable and Fixed Rates
• Earn 9% to 15% interest annually - and earn more if they are paid off early
• Vary in size between $20,000 to $2,000,000

You will receive in your possession:

• The Promissory Note
• The Recorded Deed of Trust - giving you a secured lien against the property
• A Policy of Title Insurance/Endorsement insuring your position as Beneficiary
• A Fire Insurance Policy Endorsement insuring your investment against fire

Our Loan Service Benefits:

• We offer professional management of each account
• We perform all necessary collection functions
• Collection of borrower's monthly payments
• Disbursement of payments to you, if requested
• You receive at least half, if not all, of the prepayment penalties
• Assistance with payoffs and any other service related issues

Your Benefits as an Investor:

• You earn a high rate of interest on your investment - secured by real estate
• We provide automated, full service Loan Servicing at a minimal charge
• We provide you with an amortized schedule on those notes that require one

Our Credentials:

• We were established in Orange County in 1975
• We have over sixty years of Real Estate and Mortgage experience in-office
• Membership in the Realty Investment Association of California
• Membership in the California Mortgage Association
• Membership in the California Association of Mortgage Brokers
• Member of Better Business Bureau

	Experience - Integrity - Dedication These are the characteristics that have allowed Val-Chris Investments to be successful for so many years. Our investors can attest to this. We have provided them with millions of dollars of Trust Deed Investments over the years.

Through careful financial management and prudent business practices, we have been able to earn our investors outstanding returns on their investments consistently. We are proud that we can continue to do so.

We would like an opportunity to discuss our investment program with you. Please call or e-mail Val-Chris to arrange an appointment.

We look forward to meeting and exceeding your financial needs by helping you to soar to new financial heights and turn your blues into green!